Welcome to PaddySwap Terms Of Service

Welcome to PaddySwap Nigeria Limited, a technology solutions provider registered in Nigeria (RC Number: 7139129). By accessing or using our services, you agree to be bound by these Terms of Service. Our platform is designed to provide seamless daily payment and bill pay solutions. Please read these terms carefully before using our services.

• PaddySwap is a registered financial technology company in Nigeria.
• Our services are only available to users who can form legally binding contracts.
• We reserve the right to modify these terms at any time.
• By using our services, you consent to our data practices as outlined in our Privacy Policy.

Website Use under Terms and Conditions

By accessing and using the PaddySwap website and services, you agree to comply with and be bound by these Terms of Use. Our services are provided for legitimate financial transactions and technology solutions. Any use of our platform for illegal activities is strictly prohibited and may result in immediate termination of your account and potential legal action.

Data Controller

PaddySwap Nigeria Limited, registered with RC Number 7139129 and headquartered at Abeke Road, Sapele, Delta State, Nigeria, 331107, is the data controller responsible for the collection and processing of your personal information. For any data-related inquiries, you can contact us via email at contact@paddyswaps.com.

Data Updates

PaddySwap is committed to maintaining accurate and up-to-date information. You can update your personal data at any time through your account settings. We may periodically request that you review and update your personal information to ensure its accuracy. In case of significant changes to your data that cannot be performed through your account, please contact our customer support team at contact@paddyswaps.com for assistance.

Our Purposes and Legal Basis

PaddySwap collects and processes your personal data for specific purposes and on legal grounds as outlined below:

• To provide our technology solutions and payment services
• To comply with legal and regulatory requirements
• To prevent fraud and ensure security of transactions
• To improve our services based on usage analytics

The legal bases for processing your data include contract performance, legal obligations, legitimate interests, and your consent where applicable. We ensure that all data processing activities are necessary and proportionate to the purposes for which they are carried out.

Disclosure of Data

PaddySwap may disclose your personal information in limited circumstances, including: (1) When required by law or valid legal process; (2) To trusted third-party service providers who assist in providing our services; (3) To protect against fraud or verify your identity; (4) In connection with a merger, acquisition, or sale of assets. We will always strive to ensure your data is protected when shared with third parties through appropriate contractual arrangements and security measures.

Data Security

PaddySwap implements appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, alteration, or destruction. We use industry-standard encryption protocols for data transmission and secure storage practices. Our team regularly reviews and updates security measures to address new threats. However, no method of internet transmission is 100% secure, and while we strive to protect your data, we cannot guarantee absolute security.

Rights of the User

As a PaddySwap user, you have several rights regarding your personal data, including: (1) The right to access your data; (2) The right to correct inaccurate data; (3) The right to delete your data under certain circumstances; (4) The right to restrict or object to processing; (5) The right to data portability; (6) The right to withdraw consent. To exercise these rights, please contact us at contact@paddyswaps.com. We will respond to your request within the timeframe required by applicable law.

International Data Transfers

As a Nigerian company operating in the global financial technology sector, PaddySwap may transfer your data to countries outside Nigeria. When we transfer data internationally, we ensure appropriate safeguards are in place to protect your information according to Nigerian data protection regulations and international standards. These safeguards may include standard contractual clauses, adequacy decisions, or other legally recognized transfer mechanisms.

Complaint Submission

If you have concerns about how we handle your personal data, please contact us first at contact@paddyswaps.com so we can address your issue promptly. If you are not satisfied with our response, you have the right to lodge a complaint with the Nigerian Data Protection Commission or another relevant supervisory authority. We are committed to resolving data privacy concerns fairly and transparently.